/* ==============================================
   Tala - Modern CSS
   A Filipino iOS Loan App Landing Page
   ============================================== */

/* === CSS RESET & BASE === */
*, *::before, *::after {
    box-sizing: border-box;
    margin: 0;
    padding: 0;
}

:root {
    /* Primary Colors - Purple Theme */
    --primary: #8329ed;
    --primary-dark: #6b20c4;
    --primary-light: #9b44f0;
    
    /* Secondary Colors - Yellow Theme */
    --secondary: #ffd549;
    --secondary-dark: #f5c82a;
    --secondary-light: #ffe073;
    
    /* Accent Colors */
    --accent: #ffd549;
    --accent-dark: #f5c82a;
    
    /* Neutral Colors */
    --dark: #1a1a2e;
    --dark-light: #2d2d44;
    --gray: #6b7280;
    --gray-light: #e5e7eb;
    --gray-lighter: #f3f4f6;
    --white: #ffffff;
    
    /* Gradients */
    --gradient-primary: linear-gradient(135deg, #8329ed 0%, #6b20c4 100%);
    --gradient-hero: linear-gradient(135deg, #8329ed 0%, #6b20c4 50%, #551a99 100%);
    --gradient-accent: linear-gradient(135deg, #ffd549 0%, #f5c82a 100%);
    
    /* Shadows */
    --shadow-sm: 0 1px 2px 0 rgba(0, 0, 0, 0.05);
    --shadow-md: 0 4px 6px -1px rgba(0, 0, 0, 0.1), 0 2px 4px -1px rgba(0, 0, 0, 0.06);
    --shadow-lg: 0 10px 15px -3px rgba(0, 0, 0, 0.1), 0 4px 6px -2px rgba(0, 0, 0, 0.05);
    --shadow-xl: 0 20px 25px -5px rgba(0, 0, 0, 0.1), 0 10px 10px -5px rgba(0, 0, 0, 0.04);
    
    /* Typography */
    --font-primary: 'Poppins', -apple-system, BlinkMacSystemFont, 'Segoe UI', sans-serif;
    --font-secondary: 'Inter', -apple-system, BlinkMacSystemFont, 'Segoe UI', sans-serif;
    
    /* Spacing */
    --section-padding: 100px;
    --section-padding-mobile: 60px;
    
    /* Border Radius */
    --radius-sm: 8px;
    --radius-md: 12px;
    --radius-lg: 20px;
    --radius-xl: 30px;
    
    /* Transitions */
    --transition-fast: 0.2s ease;
    --transition-base: 0.3s ease;
    --transition-slow: 0.5s ease;
}

html {
    scroll-behavior: smooth;
}

body {
    font-family: var(--font-secondary);
    font-size: 16px;
    line-height: 1.6;
    color: var(--dark);
    background-color: var(--white);
    overflow-x: hidden;
}

img {
    max-width: 100%;
    height: auto;
}

a {
    text-decoration: none;
    color: inherit;
    transition: var(--transition-base);
}

button {
    font-family: inherit;
    cursor: pointer;
    border: none;
    background: none;
}

/* === CONTAINER === */
.container {
    max-width: 1200px;
    margin: 0 auto;
    padding: 0 24px;
}

/* === NAVIGATION === */
.navbar {
    position: fixed;
    top: 0;
    left: 0;
    right: 0;
    z-index: 1000;
    background: rgba(255, 255, 255, 0.95);
    backdrop-filter: blur(10px);
    -webkit-backdrop-filter: blur(10px);
    border-bottom: 1px solid rgba(0, 0, 0, 0.05);
    transition: var(--transition-base);
}

.navbar.scrolled {
    box-shadow: var(--shadow-md);
}

.nav-wrapper {
    display: flex;
    align-items: center;
    justify-content: space-between;
    height: 80px;
}

.logo {
    display: flex;
    align-items: center;
}

.logo-img {
    height: 40px;
    width: auto;
    display: block;
}

.nav-links {
    display: flex;
    align-items: center;
    gap: 40px;
}

.nav-links a {
    font-weight: 500;
    color: var(--gray);
    position: relative;
}

.nav-links a::after {
    content: '';
    position: absolute;
    bottom: -4px;
    left: 0;
    width: 0;
    height: 2px;
    background: var(--primary);
    transition: var(--transition-base);
}

.nav-links a:hover {
    color: var(--primary);
}

.nav-links a:hover::after {
    width: 100%;
}

.btn-app-store {
    display: flex;
    align-items: center;
    gap: 12px;
    background: var(--dark);
    color: var(--white);
    padding: 12px 24px;
    border-radius: var(--radius-md);
    font-weight: 600;
    transition: var(--transition-base);
}

.btn-app-store:hover {
    background: var(--dark-light);
    transform: translateY(-2px);
    box-shadow: var(--shadow-lg);
}

.btn-app-store i {
    font-size: 28px;
}

.btn-app-store small {
    display: block;
    font-size: 11px;
    font-weight: 400;
    opacity: 0.8;
}

.btn-app-store strong {
    display: block;
    font-size: 16px;
    font-weight: 600;
}

.mobile-menu-btn {
    display: none;
    font-size: 24px;
    color: var(--dark);
    padding: 8px;
}

/* === MOBILE MENU === */
.mobile-menu {
    position: fixed;
    top: 0;
    right: -100%;
    width: 100%;
    max-width: 400px;
    height: 100vh;
    background: var(--white);
    z-index: 1001;
    padding: 100px 40px 40px;
    display: flex;
    flex-direction: column;
    gap: 24px;
    transition: var(--transition-base);
    box-shadow: var(--shadow-xl);
}

.mobile-menu.active {
    right: 0;
}

.close-btn {
    position: absolute;
    top: 24px;
    right: 24px;
    font-size: 28px;
    color: var(--gray);
    padding: 8px;
}

.mobile-menu a {
    font-size: 18px;
    font-weight: 500;
    padding: 12px 0;
    border-bottom: 1px solid var(--gray-light);
}

.btn-app-store-mobile {
    display: flex;
    align-items: center;
    justify-content: center;
    gap: 10px;
    background: var(--primary);
    color: var(--white);
    padding: 16px 24px;
    border-radius: var(--radius-md);
    font-weight: 600;
    margin-top: 20px;
}

/* === HERO SECTION === */
.hero {
    position: relative;
    min-height: 100vh;
    padding-top: 80px;
    background: var(--gradient-hero);
    overflow: hidden;
}

.hero::before {
    content: '';
    position: absolute;
    top: 0;
    left: 0;
    right: 0;
    bottom: 0;
    background: url("data:image/svg+xml,%3Csvg width='60' height='60' viewBox='0 0 60 60' xmlns='http://www.w3.org/2000/svg'%3E%3Cg fill='none' fill-rule='evenodd'%3E%3Cg fill='%23ffffff' fill-opacity='0.05'%3E%3Cpath d='M36 34v-4h-2v4h-4v2h4v4h2v-4h4v-2h-4zm0-30V0h-2v4h-4v2h4v4h2V6h4V4h-4zM6 34v-4H4v4H0v2h4v4h2v-4h4v-2H6zM6 4V0H4v4H0v2h4v4h2V6h4V4H6z'/%3E%3C/g%3E%3C/g%3E%3C/svg%3E");
    opacity: 0.5;
}

.hero-content {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 80px;
    align-items: center;
    min-height: calc(100vh - 80px);
    padding: 60px 0;
}

.hero-text {
    color: var(--white);
    position: relative;
    z-index: 1;
}

.badge {
    display: inline-flex;
    align-items: center;
    gap: 8px;
    background: rgba(255, 255, 255, 0.15);
    backdrop-filter: blur(10px);
    padding: 10px 20px;
    border-radius: 50px;
    font-size: 14px;
    font-weight: 500;
    margin-bottom: 24px;
}

.badge i {
    color: var(--accent);
}

.hero-text h1 {
    font-family: var(--font-primary);
    font-size: 56px;
    font-weight: 700;
    line-height: 1.2;
    margin-bottom: 20px;
}

.hero-description {
    font-size: 18px;
    opacity: 0.9;
    margin-bottom: 36px;
    max-width: 500px;
}

.hero-buttons {
    display: flex;
    align-items: center;
    gap: 24px;
    margin-bottom: 40px;
    flex-wrap: wrap;
}

.btn-primary {
    display: flex;
    align-items: center;
    gap: 12px;
    background: var(--white);
    color: var(--primary);
    padding: 16px 28px;
    border-radius: var(--radius-lg);
    font-weight: 600;
    box-shadow: var(--shadow-xl);
    transition: var(--transition-base);
}

.btn-primary:hover {
    transform: translateY(-4px);
    box-shadow: 0 25px 35px -5px rgba(0, 0, 0, 0.2);
}

.btn-primary i {
    font-size: 28px;
}

.btn-primary small {
    display: block;
    font-size: 11px;
    font-weight: 400;
    opacity: 0.7;
    color: var(--gray);
}

.btn-primary strong {
    display: block;
    font-size: 16px;
    font-weight: 600;
}

.loan-preview {
    display: flex;
    gap: 16px;
    background: rgba(255, 255, 255, 0.1);
    padding: 16px 24px;
    border-radius: var(--radius-md);
    backdrop-filter: blur(10px);
}

.loan-amount,
.loan-term {
    display: flex;
    flex-direction: column;
}

.loan-amount .label,
.loan-term .label {
    font-size: 12px;
    opacity: 0.7;
}

.loan-amount .amount,
.loan-term .term {
    font-size: 20px;
    font-weight: 600;
}

.trust-badges {
    display: flex;
    gap: 32px;
    flex-wrap: wrap;
}

.trust-item {
    display: flex;
    align-items: center;
    gap: 10px;
    font-size: 14px;
    opacity: 0.9;
}

.trust-item i {
    font-size: 20px;
    color: var(--accent);
}

/* === HERO PHONE IMAGE === */
.hero-visual {
    position: relative;
    display: flex;
    justify-content: center;
}

.hero-phone-image {
    width: 320px;
    height: auto;
    border-radius: 40px;
    box-shadow: 0 50px 100px -20px rgba(0, 0, 0, 0.5);
    transform: rotate(-5deg);
    animation: float 6s ease-in-out infinite;
}

@keyframes float {
    0%, 100% {
        transform: rotate(-5deg) translateY(0);
    }
    50% {
        transform: rotate(-5deg) translateY(-20px);
    }
}



/* === FLOATING ELEMENTS === */
.floating-elements {
    position: absolute;
    top: 0;
    left: 0;
    right: 0;
    bottom: 0;
    pointer-events: none;
}

.float-card {
    position: absolute;
    background: var(--white);
    padding: 16px 24px;
    border-radius: var(--radius-md);
    box-shadow: var(--shadow-xl);
    display: flex;
    align-items: center;
    gap: 10px;
    font-weight: 600;
    animation: floatCard 4s ease-in-out infinite;
}

.float-1 {
    top: 20%;
    right: 10%;
    animation-delay: 0s;
}

.float-2 {
    bottom: 25%;
    right: 5%;
    animation-delay: 1s;
}

.float-card i {
    font-size: 20px;
}

.float-1 i {
    color: #22c55e;
}

.float-2 i {
    color: var(--secondary);
}

@keyframes floatCard {
    0%, 100% {
        transform: translateY(0);
    }
    50% {
        transform: translateY(-15px);
    }
}

/* === STATS SECTION === */
.stats {
    padding: 60px 0;
    background: var(--white);
}

.stats-grid {
    display: grid;
    grid-template-columns: repeat(4, 1fr);
    gap: 40px;
}

.stat-item {
    text-align: center;
}

.stat-number {
    font-family: var(--font-primary);
    font-size: 48px;
    font-weight: 700;
    color: var(--primary);
    margin-bottom: 8px;
}

.stat-label {
    font-size: 16px;
    color: var(--gray);
    font-weight: 500;
}

/* === SECTION HEADER === */
.section-header {
    text-align: center;
    margin-bottom: 60px;
}

.section-badge {
    display: inline-block;
    background: rgba(0, 102, 204, 0.1);
    color: var(--primary);
    padding: 8px 20px;
    border-radius: 50px;
    font-size: 14px;
    font-weight: 600;
    margin-bottom: 16px;
}

.section-header h2 {
    font-family: var(--font-primary);
    font-size: 42px;
    font-weight: 700;
    margin-bottom: 16px;
}

.section-header p {
    font-size: 18px;
    color: var(--gray);
    max-width: 600px;
    margin: 0 auto;
}

/* === FEATURES SECTION === */
.features {
    padding: var(--section-padding) 0;
    background: var(--gray-lighter);
}

.features-grid {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 30px;
}

.feature-card-large {
    background: var(--white);
    padding: 40px 30px;
    border-radius: var(--radius-lg);
    box-shadow: var(--shadow-sm);
    transition: var(--transition-base);
}

.feature-card-large:hover {
    transform: translateY(-8px);
    box-shadow: var(--shadow-xl);
}

.feature-icon {
    width: 70px;
    height: 70px;
    background: linear-gradient(135deg, var(--primary-light), var(--primary));
    border-radius: var(--radius-md);
    display: flex;
    align-items: center;
    justify-content: center;
    margin-bottom: 24px;
    color: var(--white);
    font-size: 30px;
}

.feature-card-large:nth-child(2) .feature-icon {
    background: linear-gradient(135deg, var(--secondary-light), var(--secondary));
}

.feature-card-large:nth-child(3) .feature-icon {
    background: linear-gradient(135deg, var(--accent), var(--accent-dark));
}

.feature-card-large:nth-child(4) .feature-icon {
    background: linear-gradient(135deg, #22c55e, #16a34a);
}

.feature-card-large:nth-child(5) .feature-icon {
    background: linear-gradient(135deg, #8b5cf6, #7c3aed);
}

.feature-card-large:nth-child(6) .feature-icon {
    background: linear-gradient(135deg, #ec4899, #db2777);
}

.feature-card-large h3 {
    font-family: var(--font-primary);
    font-size: 22px;
    font-weight: 600;
    margin-bottom: 12px;
}

.feature-card-large p {
    color: var(--gray);
    line-height: 1.7;
}

/* === HOW IT WORKS === */
.how-it-works {
    padding: var(--section-padding) 0;
    background: var(--white);
}

.steps-container {
    display: flex;
    align-items: flex-start;
    justify-content: space-between;
    gap: 40px;
    position: relative;
}

.steps-container::before {
    content: '';
    position: absolute;
    top: 45px;
    left: 60px;
    right: 60px;
    height: 3px;
    background: var(--gray-light);
    z-index: 0;
}

.step-item {
    flex: 1;
    text-align: center;
    position: relative;
    z-index: 1;
}

.step-number {
    width: 90px;
    height: 90px;
    background: var(--gradient-primary);
    color: var(--white);
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
    font-family: var(--font-primary);
    font-size: 36px;
    font-weight: 700;
    margin: 0 auto 24px;
    box-shadow: var(--shadow-lg);
    border: 4px solid var(--white);
}

.step-content h3 {
    font-family: var(--font-primary);
    font-size: 20px;
    font-weight: 600;
    margin-bottom: 12px;
}

.step-content p {
    color: var(--gray);
    font-size: 15px;
}

.step-line {
    display: none;
}

/* === LOAN CALCULATOR === */
.loan-calculator {
    padding: var(--section-padding) 0;
    background: var(--gradient-hero);
}

.calculator-wrapper {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 60px;
    align-items: center;
}

.calculator-content h2 {
    font-family: var(--font-primary);
    font-size: 42px;
    font-weight: 700;
    color: var(--white);
    margin-bottom: 16px;
}

.calculator-content p {
    font-size: 18px;
    color: rgba(255, 255, 255, 0.85);
}

.calculator-card {
    background: var(--white);
    padding: 40px;
    border-radius: var(--radius-xl);
    box-shadow: var(--shadow-xl);
}

.calculator-field {
    margin-bottom: 32px;
}

.calculator-field label {
    display: block;
    font-weight: 600;
    font-size: 16px;
    margin-bottom: 16px;
    color: var(--dark);
}

.amount-display {
    display: flex;
    align-items: baseline;
    gap: 8px;
    margin-bottom: 16px;
}

.amount-display .currency {
    font-size: 24px;
    font-weight: 600;
    color: var(--gray);
}

.amount-display .value {
    font-family: var(--font-primary);
    font-size: 42px;
    font-weight: 700;
    color: var(--primary);
}

input[type="range"] {
    width: 100%;
    height: 8px;
    border-radius: 4px;
    background: var(--gray-light);
    outline: none;
    -webkit-appearance: none;
    cursor: pointer;
}

input[type="range"]::-webkit-slider-thumb {
    -webkit-appearance: none;
    width: 24px;
    height: 24px;
    border-radius: 50%;
    background: var(--gradient-primary);
    cursor: pointer;
    box-shadow: var(--shadow-md);
    transition: var(--transition-base);
}

input[type="range"]::-webkit-slider-thumb:hover {
    transform: scale(1.2);
}

.range-labels {
    display: flex;
    justify-content: space-between;
    margin-top: 12px;
    font-size: 14px;
    color: var(--gray);
}

.term-buttons {
    display: grid;
    grid-template-columns: repeat(4, 1fr);
    gap: 12px;
}

.term-btn {
    padding: 14px;
    border: 2px solid var(--gray-light);
    border-radius: var(--radius-md);
    font-weight: 600;
    background: var(--white);
    color: var(--dark);
    transition: var(--transition-base);
}

.term-btn:hover {
    border-color: var(--primary-light);
}

.term-btn.active {
    background: var(--primary);
    color: var(--white);
    border-color: var(--primary);
}

.calculator-result {
    background: var(--gray-lighter);
    padding: 24px;
    border-radius: var(--radius-md);
    margin-bottom: 24px;
}

.result-item {
    display: flex;
    justify-content: space-between;
    align-items: center;
    padding: 12px 0;
    border-bottom: 1px solid var(--gray-light);
}

.result-item:last-child {
    border-bottom: none;
}

.result-item.total {
    padding-top: 16px;
}

.result-label {
    font-size: 15px;
    color: var(--gray);
}

.result-value {
    font-family: var(--font-primary);
    font-size: 20px;
    font-weight: 600;
    color: var(--dark);
}

.result-item.total .result-label {
    font-size: 16px;
    font-weight: 600;
    color: var(--dark);
}

.result-item.total .result-value {
    font-size: 24px;
    color: var(--primary);
}

.btn-full {
    display: block;
    width: 100%;
    text-align: center;
    background: var(--gradient-primary);
    color: var(--white);
    padding: 18px;
    border-radius: var(--radius-md);
    font-weight: 600;
    font-size: 16px;
    box-shadow: var(--shadow-lg);
    transition: var(--transition-base);
}

.btn-full:hover {
    transform: translateY(-2px);
    box-shadow: var(--shadow-xl);
}

/* === TESTIMONIALS === */
.testimonials {
    padding: var(--section-padding) 0;
    background: var(--gray-lighter);
}

.testimonials-grid {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 30px;
}

.testimonial-card {
    background: var(--white);
    padding: 36px;
    border-radius: var(--radius-lg);
    box-shadow: var(--shadow-sm);
    position: relative;
    transition: var(--transition-base);
}

.testimonial-card:hover {
    transform: translateY(-8px);
    box-shadow: var(--shadow-xl);
}

.testimonial-card.featured {
    background: var(--gradient-primary);
    transform: scale(1.05);
}

.testimonial-card.featured * {
    color: var(--white) !important;
}

.testimonial-card.featured .user-avatar {
    background: rgba(255, 255, 255, 0.2);
}

.featured-badge {
    position: absolute;
    top: -12px;
    right: 24px;
    background: var(--accent);
    color: var(--dark);
    padding: 6px 16px;
    border-radius: 50px;
    font-size: 12px;
    font-weight: 700;
}

.testimonial-header {
    display: flex;
    align-items: center;
    gap: 16px;
    margin-bottom: 20px;
}

.user-avatar {
    width: 56px;
    height: 56px;
    background: var(--gradient-primary);
    color: var(--white);
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
    font-weight: 700;
    font-size: 18px;
}

.user-info h4 {
    font-family: var(--font-primary);
    font-size: 16px;
    font-weight: 600;
    margin-bottom: 4px;
}

.user-info p {
    font-size: 13px;
    color: var(--gray);
}

.rating {
    margin-left: auto;
    display: flex;
    gap: 4px;
    color: var(--accent);
}

.testimonial-text {
    font-size: 16px;
    line-height: 1.8;
    color: var(--dark);
    margin-bottom: 16px;
}

.testimonial-date {
    font-size: 13px;
    color: var(--gray);
}

/* === FAQ === */
.faq {
    padding: var(--section-padding) 0;
    background: var(--white);
}

.faq-list {
    max-width: 800px;
    margin: 0 auto;
}

.faq-item {
    border: 1px solid var(--gray-light);
    border-radius: var(--radius-md);
    margin-bottom: 16px;
    overflow: hidden;
    transition: var(--transition-base);
}

.faq-item:hover {
    border-color: var(--primary-light);
}

.faq-question {
    width: 100%;
    display: flex;
    align-items: center;
    justify-content: space-between;
    padding: 24px;
    text-align: left;
    font-family: var(--font-primary);
    font-size: 18px;
    font-weight: 600;
    background: var(--white);
    transition: var(--transition-base);
}

.faq-question i {
    color: var(--primary);
    transition: var(--transition-base);
}

.faq-item.active .faq-question i {
    transform: rotate(180deg);
}

.faq-answer {
    max-height: 0;
    overflow: hidden;
    transition: max-height 0.3s ease;
}

.faq-item.active .faq-answer {
    max-height: 300px;
}

.faq-answer p {
    padding: 0 24px 24px;
    color: var(--gray);
    line-height: 1.8;
}

/* === CTA SECTION === */
.cta {
    padding: var(--section-padding) 0;
    background: linear-gradient(135deg, var(--secondary) 0%, var(--secondary-dark) 100%);
    text-align: center;
}

.cta-content h2 {
    font-family: var(--font-primary);
    font-size: 48px;
    font-weight: 700;
    color: var(--white);
    margin-bottom: 16px;
}

.cta-content p {
    font-size: 20px;
    color: rgba(255, 255, 255, 0.9);
    margin-bottom: 40px;
}

.cta-buttons {
    margin-bottom: 40px;
}

.btn-apple-large {
    display: inline-flex;
    align-items: center;
    gap: 16px;
    background: var(--dark);
    color: var(--white);
    padding: 20px 36px;
    border-radius: var(--radius-lg);
    font-weight: 600;
    box-shadow: var(--shadow-xl);
    transition: var(--transition-base);
}

.btn-apple-large:hover {
    background: #000;
    transform: translateY(-4px);
}

.btn-apple-large i {
    font-size: 40px;
}

.btn-apple-large small {
    display: block;
    font-size: 12px;
    font-weight: 400;
    opacity: 0.8;
}

.btn-apple-large strong {
    display: block;
    font-size: 20px;
    font-weight: 600;
}

.cta-stats {
    display: flex;
    justify-content: center;
    gap: 48px;
}

.cta-stat {
    display: flex;
    align-items: center;
    gap: 12px;
    color: var(--white);
    font-weight: 500;
}

.cta-stat i {
    font-size: 24px;
}

/* === FOOTER === */
.footer {
    background: var(--dark);
    color: rgba(255, 255, 255, 0.8);
    padding: 80px 0 0;
}

.footer-top {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 60px;
    padding-bottom: 60px;
    border-bottom: 1px solid rgba(255, 255, 255, 0.1);
}

.footer-brand {
    padding-right: 20px;
}

.footer-contact {
    padding-left: 20px;
    border-left: 1px solid rgba(255, 255, 255, 0.1);
}

.logo-footer {
    display: flex;
    align-items: center;
    margin-bottom: 20px;
}

.logo-img-footer {
    height: 40px;
    width: auto;
    display: block;
}

.footer-brand p {
    margin-bottom: 24px;
    line-height: 1.8;
}

.social-links {
    display: flex;
    gap: 12px;
}

.social-links a {
    width: 44px;
    height: 44px;
    background: rgba(255, 255, 255, 0.1);
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
    color: var(--white);
    font-size: 18px;
    transition: var(--transition-base);
}

.social-links a:hover {
    background: var(--primary);
    transform: translateY(-4px);
}

.footer-links h4,
.footer-contact h4 {
    font-family: var(--font-primary);
    font-size: 16px;
    font-weight: 600;
    color: var(--white);
    margin-bottom: 20px;
}

.footer-links ul {
    list-style: none;
}

.footer-links li {
    margin-bottom: 12px;
}

.footer-links a {
    color: rgba(255, 255, 255, 0.7);
    transition: var(--transition-base);
}

.footer-links a:hover {
    color: var(--white);
    padding-left: 4px;
}

.contact-item {
    display: flex;
    align-items: center;
    gap: 12px;
    margin-bottom: 16px;
}

.contact-item i {
    width: 20px;
    color: var(--secondary);
}

.footer-bottom {
    padding: 32px 0;
}

.disclaimer {
    background: rgba(255, 255, 255, 0.05);
    padding: 20px;
    border-radius: var(--radius-md);
    margin-bottom: 20px;
    font-size: 13px;
    line-height: 1.8;
}

.disclaimer strong {
    color: var(--white);
}

.footer-copyright {
    text-align: center;
    font-size: 14px;
    color: rgba(255, 255, 255, 0.6);
}

/* === RESPONSIVE DESIGN === */
@media (max-width: 1024px) {
    .hero-content {
        grid-template-columns: 1fr;
        gap: 60px;
        text-align: center;
    }
    
    .hero-description {
        margin-left: auto;
        margin-right: auto;
    }
    
    .hero-buttons {
        justify-content: center;
    }
    
    .trust-badges {
        justify-content: center;
    }
    
    .features-grid {
        grid-template-columns: repeat(2, 1fr);
    }
    
    .steps-container {
        flex-direction: column;
        gap: 40px;
    }
    
    .steps-container::before {
        display: none;
    }
    
    .step-item {
        display: flex;
        align-items: flex-start;
        text-align: left;
        gap: 20px;
    }
    
    .step-number {
        flex-shrink: 0;
        margin: 0;
    }
    
    .calculator-wrapper {
        grid-template-columns: 1fr;
        text-align: center;
    }
    
    .testimonials-grid {
        grid-template-columns: 1fr;
    }
    
    .testimonial-card.featured {
        transform: none;
    }
    
    .footer-top {
        grid-template-columns: repeat(2, 1fr);
    }
}

@media (max-width: 768px) {
    .nav-links,
    .btn-app-store {
        display: none;
    }
    
    .mobile-menu-btn {
        display: block;
    }
    
    .hero-text h1 {
        font-size: 36px;
    }
    
    .hero-description {
        font-size: 16px;
    }
    
    .stats-grid {
        grid-template-columns: repeat(2, 1fr);
        gap: 30px;
    }
    
    .stat-number {
        font-size: 36px;
    }
    
    .section-header h2 {
        font-size: 32px;
    }
    
    .features-grid {
        grid-template-columns: 1fr;
    }
    
    .features,
    .how-it-works,
    .loan-calculator,
    .testimonials,
    .faq,
    .cta {
        padding: var(--section-padding-mobile) 0;
    }
    
    .term-buttons {
        grid-template-columns: repeat(2, 1fr);
    }
    
    .cta-content h2 {
        font-size: 32px;
    }
    
    .cta-stats {
        flex-direction: column;
        gap: 20px;
    }
    
    .footer-top {
        grid-template-columns: 1fr;
    }
    
    .footer-contact {
        padding-left: 0;
        border-left: none;
        border-top: 1px solid rgba(255, 255, 255, 0.1);
        padding-top: 30px;
        margin-top: 20px;
    }
}

@media (max-width: 480px) {
    .container {
        padding: 0 16px;
    }
    
    .hero-text h1 {
        font-size: 28px;
    }
    
    .btn-primary,
    .btn-apple-large {
        padding: 14px 20px;
    }
    
    .phone-mockup {
        width: 260px;
        height: 520px;
    }
    
    .stats-grid {
        grid-template-columns: 1fr;
    }
    
    .float-card {
        display: none;
    }
}